How do the Dutch Finance their Own House? – Descriptive Evidence from Administrative Data
We investigate the major financing components which are used to purchase a house in the Netherlands. This is important to shed more light on the effects of changing lending norms. We look at the full universe of housing transactions in the Netherlands by making use of administrative data from Statistics Netherlands (CBS) for the period 2006-2014.
CPB Background Document | 5 June 2018
26 pages | pdf document, 1.3 MB
Go to publication
Collateral Damage? Decreasing House Prices and Entrepreneurial Lending
We study the effect of housing collateral on entrepreneurial lending in the Netherlands. This residential collateral channel is especially relevant for sole proprietors for whom there is no legal distinction between the owner and the business.
CPB Discussion Paper 351 | 12 May 2017
50 pages | pdf document, 1.2 MB
ISBN 978-90-5833-773-3 | Go to publication
Negative home equity and job mobility
We investigate the impact of negative home equity on job mobility. Panel fixed effects estimation is carried out by making use of Dutch administrative panel in the period 2006-2011.
CPB Discussion Paper 345 | 16 March 2017
40 pages | pdf document, 1.6 MB
ISBN 978-90-5833-767-2 | Go to publication
Internet searches and transactions on the housing market
We use Google searches of the word “mortgage” to explain housing transactions in the Netherlands in the period from 2004 until 2015.
CPB Discussion Paper 325 | 11 May 2016
12 pages | pdf document, 1.3 MB
ISBN 978-90-5833-720-7 | Go to publication
Negative Home Equity and Household Mobility: Evidence from Administrative Data
We investigate the impact of negative home equity on household mobility.
CPB Discussion Paper 323 | 11 February 2016
42 pages | pdf document, 1.1 MB
ISBN 978-90-5833-717-7 | Go to publication