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August 15, 2017

Capital structure determinants and adjustment speed: An empirical analysis of Dutch SMEs

Publication

This paper presents empirical evidence of both the determinants and the adjustment speed of capital structure of small and medium-sized enterprises (SMEs) in the Netherlands.

May 12, 2017

Collateral Damage? Decreasing House Prices and Entrepreneurial Lending

Publication

We study the effect of housing collateral on entrepreneurial lending in the Netherlands. This residential collateral channel is especially relevant for sole proprietors for whom there is no legal distinction between the owner and the business.