November 1, 2000

Regulated competition in health insurance markets

Meer concurrentie tussen zorgverzekeraars; een zegen of een zorg?

Press release
Concurrentie tussen zorgverzekeraars wordt vaak gezien als een belangrijk middel om de doelmatigheid in de zorg te vergroten.

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It shows that increasing competition may foster efficiency-raising activities, reduce insurer profits and lower health care costs. However, it may also increase the variability of consumer premiums and increase risk-type specific selection activities by insurers as the government will generally lack information on the risk characteristics of the insured.