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Banks have to increase their capital ratios to meet the new regulation requirements. →

Targeted advertising can benefit consumers through lower prices for access to websites. Yet, if consumers dislike that websites collect their personal information, their welfare may go down. →

Targeted advertising can benefit consumers through lower prices for access to websites. Yet, if consumers dislike that websites collect their personal information, their welfare may go down. →

Countries in a monetary union can adjust to shocks either through internal or external mechanisms. →