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March 5, 2021

Homeowners have easier and cheaper access to business credit

Publication

Banks often demand collateral for business loans. Apart from business assets, for many small entrepreneurs their own home is the most important security they can offer. The interaction between the housing market and entrepreneurial credit can therefore amplify the consequences of an economic crisis. Because of declining collateral values, the probability of obtaining credit could be lower, making it more difficult to finance entrepreneurial activities.

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March 16, 2017

Negative home equity and job mobility

Publication

We investigate the impact of negative home equity on job mobility. Panel fixed effects estimation is carried out by making use of Dutch administrative panel in the period 2006-2011.

May 11, 2016

Internet searches and transactions on the housing market

Publication

We use Google searches of the word “mortgage” to explain housing transactions in the Netherlands in the period from 2004 until 2015.

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February 11, 2016

Negative Home Equity and Household Mobility: Evidence from Administrative Data

Publication

We investigate the impact of negative home equity on household mobility.

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