Publications

April 18, 2019

Disentangling the effect of household debt on consumption

We estimate the contemporaneous relationship between household debt and consumption for the period 2006 to 2015. Using Dutch administrative data, we fi nd that the average consumption of households with high debt has...

Image for Disentangling the effect of household debt on consumption
April 3, 2019

The welfare effects of co-payments in long term care

Insight in the lifecycle dynamics of long term care costs is important to understand the effect of policy changes, such as the design of co-payments, on the costs and welfare across income and wealth groups....

Image for The welfare effects of co-payments in long term care
March 15, 2019

Selection and moral hazard effects in healthcare

In the Netherlands, average healthcare expenditures of persons without a voluntary deductible are twice as high as average healthcare expenditures of persons with a voluntary deductible....

February 20, 2019

Do parents work more when children start school? Evidence from the Netherlands

When children start school, parents save time and/or money. In this paper, we empirically examine the impact of these changes to the family's budget constraint on parents' working hours....

February 14, 2019

Automatic Reaction – What Happens to Workers at Firms that Automate?

We find that automation increases the probability to leave the firm by 8 percentage points.

Image for Automatic Reaction – What Happens to Workers at Firms that Automate?
February 1, 2019

The impact of age at arrival on education and mental health

The chance to obtain a higher education diploma rises by about 3.6 percentage point for every year that a refugee arrives earlier.

Image for The impact of age at arrival on education and mental health
January 21, 2019

The Incidence of Pension Contributions

This paper investigates the incidence of pension contributions using a unique longitudinal administrative dataset covering individual employees at different pension funds in the Netherlands for the period 2006-2012....

Image for The Incidence of Pension Contributions
November 30, 2018

The effect of reinsuring a deductible on pharmaceutical spending: A Dutch case study on low-income people

The basic health insurance in the Netherlands includes a mandatory deductible of currently 385 euros per adult per year. Several municipalities offer a group contract for low-income people in which the deductible is reinsured, meaning that out-of-pocket spending under the deductible is covered by supplementary insurance. This study examines to what extent such reinsurance leads to higher pharmaceutical spending.

Image for The effect of reinsuring a deductible on pharmaceutical spending: A Dutch case study on low-income people
November 14, 2018

Can we measure banking sector competition robustly?

We discuss existing measures of banking competition along with their advantages and disadvantages. For the Panzar and Rosse H-statistic,we further investigate the robustness of its estimates.

Image for Can we measure  banking sector  competition robustly?