Seminar

Seminar: Beneficial Health Insurance and healthcare utilization: new evidence from a large-scale field experiment

Dinsdag 28 augustus 2018 geeft Raf van Gestel (EUR) een presentatie getiteld: "Beneficial Health Insurance and healthcare utilization: new evidence from a large-scale field experiment"

Datum
28 augustus 2018
Tijd
13:00 - 14:00
Locatie
CPB-kantoor, Bezuidenhoutseweg 30, Den Haag (Vergaderzaal 3 - Braamzaal)
Presentatie
Raf van Gestel (EUR)
Discussant
Maaike Diepstraaten (CPB)
Voertaal
English

In this paper we experimentally evaluate the effect of beneficial health insurance and cost-sharing on healthcare expenditures. National legislation in Belgium obliged all health insurers to contact a low-income target population to apply for beneficial health insurance. The randomized timing of sending a letter and flyer provides an instrument to evaluate the effect of beneficial health insurance on healthcare consumption. We find limited evidence for consumptive responses to IR. In addition, IR beneficiaries do not spend significantly less on healthcare because of an existing maximum dollar expenditure threshold for the entire population.

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